04 — Services
Mortgages
Whether it is your first home, a renewal or a renovation: I compare offers from banks, insurers and pension funds and find the term and amortisation strategy that suits you.
Services
What I do for you
Affordability & budget
What can you afford in the long term?
Mortgage comparison
Several offers, compared transparently.
Renewal
Plan in time instead of renewing automatically.
Indirect amortisation
Save tax and reduce debt with pillar 3a.
Using pension assets
Withdrawal or pledge – pros and cons.
- Book a meeting
Your topic is not listed?
Every situation is different. Tell me what it is about in a first meeting – free and without obligation.
Life clock
When it matters
Different questions come to the fore in different phases of life.
To the life clock- 26–35Building upSaving for a home
- 36–50EstablishedMortgage & home
- 51–64Preparing for retirementMortgage in retirement
FAQ
Frequently asked questions
When should I get in touch before a renewal?
Ideally twelve to eighteen months before expiry, so offers can be compared calmly.
How much equity do I need?
Usually at least 20 % of the purchase price, of which at least 10 % not from the pension fund.
First meeting
Let's take time for your finances.
The first meeting is free and without obligation – at your home, at your business or via video.
Other services