02 — Services
Pension planning
The Swiss three-pillar system is good – but rarely sufficient on its own. I show you where you stand today, where gaps arise and how to close them tax-efficiently.
Services
What I do for you
Pension analysis
Your benefits from AHV, pension fund and private provision at a glance.
Pillar 3a
Account, securities or insurance – differences, costs and tax effects clearly compared.
Pension fund buy-in
Plan buy-ins strategically and save tax.
Retirement planning
Lump sum or annuity? Timing, taxes and budget in retirement.
Self-employed
Building provision correctly without a pension fund.
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Your topic is not listed?
Every situation is different. Tell me what it is about in a first meeting – free and without obligation.
Life clock
When it matters
Different questions come to the fore in different phases of life.
To the life clock- 18–25Starting outOpen pillar 3a
- 36–50EstablishedPension fund buy-in
- 51–64Preparing for retirementRetirement planning, Lump sum or annuity
FAQ
Frequently asked questions
When does pillar 3a pay off?
As soon as you have AHV-liable income. The earlier, the more you benefit from compound interest and tax savings.
When should I start planning for retirement?
Ideally ten to fifteen years before retirement – that keeps all options open.
What do I need for the first meeting?
Your pension fund certificate, a recent AHV statement (if available) and your last tax return.
First meeting
Let's take time for your finances.
The first meeting is free and without obligation – at your home, at your business or via video.
Other services